Are You Or Anyone You Know
Suffering From Poor Credit?

Get Your Credit Education and YOUR CREDIT REPAIRED Today!

  • Choose from one of the Credit Packages below
  • Click the ORDER NOW button to begin your order
  • Check your email for instructions to begin!

We Have A Credit Package & Program That Fits Your Needs

Whether You Just Want Better Credit, Want To Earn Additional Income, or Both, We Have The Right Package For You!

Credit, Debt & Budgeting Software

  • Credit Enhancement Services
  • Debt Elimination Software
  • Budgeting Software
  • $99.95 + $99.95 per month(No Contract)
  • ORDER NOW!

All Services + Income Opportunity

  • Your Own Home-Based Business:
  • More Than 7 Services
  • Earn Up to $130 Per Sale + Residual Income
  • $99.95 + $34.95 per month
  • ORDER NOW!

REAL PEOPLE... REAL RESULTS!!!

Here Are Some Real Success Stories From Some of Our Members...


Andy Arrieta

I know this works. It's incredible what it's done for my credit situation. It has eliminated negatives off of my credit report, collection accounts, tax liens... A tax lien? In less than 8 months? That's unheard of! My credit score went up over 110 points, and now I am able to buy my house!

TeAndre & Nakai Willis

When we got married, I actually lowered her credit score... Now, we are competing to see whose credit score is going to be higher! Also, with the debt elimination program, we realize we are going to be able to pay off all of our debt in less than 3 years!

Lauren Venable

As far as credit goes, I've already had 17 items deleted off of my credit report. The proof is in the pudding. And that's just one of the services that I get!

Jermaine & Catrina Jackson

We recently got married, and went to purchase a home. Guess what? Denied, because of the negative items on my credit report! After going through the credit education, my score went up over 174 points, and we were finally able to get the home of our dreams. Now, we are having a home built!

Are You Ready To Take Control Of Your Credit and Finances?


Our advanced proven process for enhancing your credit is one of the most effective in the industry, which is why clients of the Novae Credit Education program begin receiving results in as little as 45 days from their start of service. If your credit score is keeping you from getting the car, home, loan you want without paying a high percentage rate, then you must keep reading as you could be losing more $ than you think...

Average Americans lose over
$40,000 every 5 years due to bad credit!


Inspiration is the catalyst of change in most of our lives. Most of our "defining moments" can be linked to some source of inspiration. We aim to be that inspiration that your financial life needs to take you to where you want to go. We accomplish this through what we call our "Priority Approach".

The "Priority Approach" is a concept that was created to enrich the financial lives of individuals who are looking for more in their lives. It is a holistic and practical approach to your finances that is guaranteed to have results. All of our programs seek to encourage individuals to make their success, however they define it, their top priority. This is accomplished in a fun, exciting, and entertaining way, through coaching, mentoring, technology, and seminars.

Our desire is to leave a lasting impression on every client that we serve and not just meet their goals, but surpass them by providing them with superior service and exceptional attention to detail. We understand that your financial matters are very important to you and we will treat them with the care and attention they deserve.

Our mission is to create an “education first” attitude in our industry, so that our clients are not only satisfied, but they also have learned something in the process.

We look forward to building a lasting relationship with you and helping you meet your financial goals.

Contact Your Credit Professional

Agent: Demo Site
Phone: (678) 750-3787
Email: support@novaelife.com


Frequently Asked Questions and Answers


The honest answer is that it depends - on your goals, your situation and how much work you need done. That's actually one of the best parts of our program - we look at you as an individual and build your own personal Game Plan accordingly. Your Game Plan focuses on the areas that will make the most impact, and helps our experts get to work quickly to make sure your creditors are being responsible regarding the information they're reporting about you. As soon as you complete the enrollment process, we begin the process to restore your credit. We have helped clients get results in as little as 45 days. Most clients begin to see results after 60 days. Every case is different, which is why we do not make claims or guarantees.

Will credit repair still work for me? Well, there are more opportunities for change and growth than you might think. Here's why. Creditors sell very critical information about you every day. It's information that can affect almost everything in your life, from your car payment to your house to your job. So, it's important to make sure that that information is as substantiated, timely, accurate and fair to you as absolutely possible. Our job is to help you assess the items on your credit report and then intervene with your creditors to help uphold these standards regarding the information they report about you to the bureaus. So, see what the process can do for you. It might surprise you how much is possible.

It might seem like thinking about credit repair while you're going through a bankruptcy is kind of like putting the cart before the horse. But it's actually one of the best things you can think about--and, yes, it may help in a few very important ways. When someone files for bankruptcy, it's easy for revised items to slip through the cracks or be reported incorrectly. When this happens, the impact on your credit score can be more devastating and linger longer than it should. With our experts, you have a team who knows all about the credit system helping to make sure that everything is appearing correctly and being removed when it should be. And when you're dealing with something like bankruptcy, it feels good to know that experts who are skillful and trustworthy are looking out for you.

You just have to look at what your credit impacts. These days, it seems like it's just about everything. When you start realizing how far it goes, it's easy to do a little math. Not having ideal credit can cost you thousands and thousands of dollars over the course of a home or car loan. It can keep you from getting insurance coverage or even a job. It can make even everyday needs and decisions more difficult. When you compare this to the confidence and assurance of feeling in control of your credit situation and the opportunities that brings, the value of credit repair can seem pretty priceless. Luckily, having our experts working to help you tackle your credit issues costs are minimal when compared to the competition. It's a pretty great value that may impact a lot of the things you value most.

Credit affects every area of life. When your credit is bad, it follows that your life may face similar hardships in the areas of, Loan applications, Interest rates, Insurance premiums, and Savings. When it comes to good credit, the stakes are high. Do yourself and your country a favor by taking the necessary steps to improve your life. It's never too late to make a change.

It's a common myth that negative items must remain on your credit report for a minimum number of years. In fact, there is no minimum timeframe. Creditors control the information they provide to the credit bureaus. They can also choose to remove negative items as well. The Fair Credit Reporting Act requires all reported information to be fair, accurate, and substantiated. If these conditions are not met, the credit bureaus are required to remove it. In the case of factual information, the only thing that remains are unpaid tax liens, unpaid student loans, and criminal convictions.

Credit reporting is never cut-and-dry. While a collection account can remain on your credit report for up to seven years, a goodwill intervention, debt validation, or other credit repair strategy could produce a drastic change. At NovaeCreditEd.com, we assess every piece of credit report information and carefully determine the best way to manage it. Allow our expertise to work for you.

When an account is unpaid for more than 180 days, a creditor usually writes off the debt as a loss on their financial statements. This is known as a charge off. Once a debt is charged off, it is either transferred to an in-house collections department or sold to a third-party collection agency who will likely contact you in attempt to recoup the balance.


Charge offs are complicated and delicate in nature. Choosing the right path is dependent on your personal situation. The help of a credit repair professional is essential, especially when debt collectors are involved. This is where we come in. We can help you navigate through your charge off struggles and find a solution that will benefit your credit the most.

Although you have the ability to repair your credit alone, seeking the help of an experienced credit repair company is an option. A worthy advocate is defined by their actions. A good credit repair company will help you:

  • Understand how to read and analyze your credit reports
  • Understand how your credit scores are determined
  • Learn strategies to continually improve your credit standing

In addition, they'll take charge by:

  • Working with creditors and the credit bureaus on your behalf in order to resolve issues
  • Utilizing the provisions within federal consumer protection laws to help you achieve the credit you deserve
  • Representing you fairly and honestly


We personify these principles in the work we do. Our expert processes have helped people take control of their financial lives, and our track record speaks for itself.

We are based in Snellville, Georgia, but we have independent agents throughout the country. However, our advisors are available by phone or email enabling us to help clients all over the country without having to have an office in your area.

Great question!. If you would like to be an independent agent and get paid for referring these services to others, all you hvae to do is select the Independent Agent option. Not only will you receive your services for the same price, but you will be able to earn unlimited income for your referrals and from the referrals of your team! That's right - you get to build a team of independent agents as well, all while getting your credit repaired!